Back to Home

Virtual Accounts

Virtual Accounts

Simplify every collection with CGPEY’s secure, scalable, and intelligent solutions — built to automate your operations, enhance efficiency, and accelerate business growth effortlessly

Collections Payout UPI Connected Banking Virtual Accounts Collections Payout UPI Connected Banking Virtual Accounts
Virtual Account Services

What Virtual Account Solutions Does CGPEY Offer?

CGPEY’s Virtual Account solutions simplify how businesses collect and manage payments with intelligent automation, real-time reconciliation, and unmatched accuracy. Designed to enhance financial control, these accounts ensure seamless cash flow and effortless tracking across every transaction.

Check Icon

Distinct Virtual Account Numbers (VANs)

Assign unique identifiers to every customer or payer to maintain complete transparency and simplify payment tracking.

Check Icon

Real-Time Automated Reconciliation

Say goodbye to manual matching — CGPEY automatically reconciles payments against invoices as they arrive, ensuring precision and speed.

Check Icon

Multi-Mode Payment Compatibility

Receive funds through UPI, NEFT, RTGS, or IMPS — all seamlessly managed under one unified system for greater convenience.

Check Icon

Purpose-Driven Account Setup

Utilize CGPEY’s virtual accounts for specific use cases like merchant settlements, escrow handling, or KYC verification — tailored to your needs.

Check Icon

Fully Customizable Virtual Accounts

Configure virtual accounts by payer, department, or business goal for complete financial clarity and operational flexibility.

Empower Your Business with CGPEY’s Virtual Account Solutions

Experience the smarter way to manage payments with CGPEY’s Virtual Account Solutions — built to simplify, secure, and scale your financial operations.

Check Icon

Seamless Payment Reconciliation

Automatically match every incoming payment with its respective invoice — eliminate manual effort, reduce errors, and save valuable time.

Check Icon

Faster Access to Funds

Enjoy instant settlements that boost liquidity, enhance cash flow, and empower quicker business decisions.

Check Icon

Transparent Payment Insights

Gain real-time visibility into every transaction and make smarter financial moves with complete data transparency.

Check Icon

Advanced Fraud Protection

Each Virtual Account comes with a unique identifier — ensuring full traceability, transparency, and enhanced payment security.

Check Icon

Scalable for Every Industry

From e-commerce and logistics to fintech and subscription platforms — CGPEY’s Virtual Accounts handle high transaction volumes effortlessly.

Collection Services

Have Questions?

Our fintech experts are here to guide you. Share your contact details, and we'll connect to discuss tailored solutions for your business.

Professional Woman

Virtual Account Solution

Smart Payment Solutions with Virtual Accounts

CGPEY’s Virtual Accounts bring a smarter, more secure way to manage your business payments. Designed for every industry — from e-commerce and subscription platforms to real estate and fintech — our solutions simplify cash flow, deliver real-time visibility, and automate payment reconciliation. Experience seamless, transparent, and reliable transactions that help your business move faster, smarter, and with total confidence.

Fintech

Fintech

check

Disbursement Accounts:
Issue unique virtual accounts to users for receiving instant payouts from loans, investments, or other financial services.

check

Escrow Accounts:
Securely hold funds during P2P transactions, releasing them only upon successful completion.

check

Merchant Settlement Accounts:
Assign dedicated virtual accounts to merchants for receiving customer payments, simplifying reconciliation and payouts.

check

KYC Verification Accounts:
Generate temporary virtual accounts to receive small deposits during KYC processes, ensuring real identities without exposing sensitive bank details.

E-Commerce

E-Commerce

check

Cash on Delivery (COD) Management:
Create virtual accounts for each COD order, ensuring funds are deposited only upon successful delivery, reducing fraud risks.

check

Seller Payouts:
Allocate virtual accounts to marketplace sellers for seamless sales proceeds reconciliation and payouts.

check

Refunds and Chargebacks:
Use virtual accounts to process instant refunds and manage chargebacks, enhancing customer experience.

check

Prepaid Wallets:
Provide virtual account-based prepaid wallets for storing funds and enabling seamless purchases.

Subscription Businesses

Subscription Businesses

check

Recurring Payments:
Dedicate virtual accounts to subscribers for automated deduction of subscription fees, ensuring timely payments.

check

Free Trial Management:
Assign temporary virtual accounts for free trials to prevent unauthorized charges post-trial.

check

Tiered Subscriptions:
Use virtual accounts to track payments by subscription tiers, simplifying revenue analysis.

check

Prorated Billing:
Accurately manage prorated subscriptions based on signup dates or cancellations using virtual accounts.

Education

Education

check

Fee Collections:
Assign virtual accounts to students or departments for real-time tracking of tuition and fees.

check

Scholarships and Stipends:
Disburse scholarships or stipends to students efficiently using unique virtual accounts.

check

Event Payments:
Manage payments for school or college events by allocating dedicated virtual accounts.

Logistics and Transportation

Logistics and Transportation

check

Driver Payments:
Assign virtual accounts to individual drivers for real-time settlement of trip payments.

check

Vendor Management:
Streamline payments to logistics vendors by using dedicated virtual accounts for transparency.

check

Freight Collections:
Automate reconciliation of freight charges with unique virtual account identifiers.

Healthcare

Healthcare

check

Insurance Settlements:
Manage payouts for insurance claims with dedicated virtual accounts for policyholders.

check

Patient Billing:
Assign unique virtual accounts to patients for real-time tracking of hospital bills.

check

Vendor Payments:
Streamline payments to pharmaceutical and medical equipment suppliers with virtual accounts.

Real Estate

Real Estate

check

Rent Collection:
Use virtual accounts for tenants to deposit rent directly, ensuring accurate reconciliation.

check

Project Financing:
Allocate virtual accounts for managing project funds, tracking investments and expenses.

check

Maintenance Payments:
Simplify society or building maintenance fee collections with unique virtual accounts.

Nonprofits and Donations

Nonprofits and Donations

check

Fundraising Campaigns:
Assign virtual accounts for specific campaigns, enabling easy tracking of donations.

check

Beneficiary Payments:
Disburse funds to beneficiaries with unique account identifiers, ensuring transparency.

check

Event Sponsorships:
Manage sponsorships for nonprofit events through dedicated virtual accounts.

Let’s Grow Together

Partner with Us to Power Seamless Transactions

Join hands with CGPEY to simplify payments, automate business workflows, and accelerate growth. Whether it’s Payouts, Payins, QR Collections, Intent-based Solutions, or Employee Management, our platform delivers secure, scalable, and efficient financial technology tailored for your business.Let’s connect and create smarter ways to move money—faster and easier than ever before.

SEO Professional working on laptop
32%
Garnered Lead
Increased

API & Payment FAQs

Quick Answers About Our Payin, Payout & Business Automation Services

Have questions about how our payment APIs and automation tools work? Find simple and direct answers here about payin, payout, employee salary distribution, intent-based payments, and business management — all designed to simplify your financial operations.

Our Payout solution allows businesses to transfer funds instantly to multiple recipients — including vendors, partners, or employees — directly to their bank accounts or UPI IDs. It automates bulk payments, reduces manual errors, and ensures real-time settlements.

Payin enables your customers to make seamless online payments through UPI, cards, net banking, and wallets. It helps automate collections, track real-time transactions, and ensures funds reach your business account securely and instantly.

With our bulk payout system, you can automate employee salary disbursements directly to their bank accounts. Upload your payroll data once and distribute payments instantly without delays or manual intervention.

Intent Solution enables seamless UPI-based payments within your app or website by directly invoking the user’s preferred payment app. It enhances user experience, boosts conversion rates, and ensures secure, frictionless transactions.

Yes, our unified dashboard lets you manage employees, track transactions, handle payouts, and monitor salary distributions — all in one place. It simplifies operations and provides detailed insights for smarter business decisions.

What Businesses Say About CGPEY

Get the latest data trends & insights on CGPEY!

0+
Clients
Domestic and International Payments
0.0+
Stores, Apps & websites