Transform the way you manage money, payments, and financial operations with AI-powered fintech API solutions in India. From instant Payin and Payout APIs to intelligent automation and connected business workflows — move faster, operate smarter, and build better financial experiences.
Powering AI-driven payments, banking & financial services through India's most trusted fintech and banking networks.
08 Payment Gateways
PhonePe
Razorpay
Cashfree
Easebuzz
CC Avenue
Slice
SabPaisa
PayU Money
06 Banking Alliances
AU Bank
NSDL Bank
IDFC Bank
HDFC Bank
RBL Bank
YES BANK
05 Fintech Networks
Fingpay
Bill Avenue
IserveU
Paysprint
MobiKwik
Three seamlessly connected solutions — Banking, Payments, and Compliance — built into one unified platform that runs your entire financial stack with intelligent automation.
Move money smarter with AI. Automate payments, collections, and reconciliation across every bank account in one connected dashboard.
Explore API Banking
Savings • ₹93,000
Personal • ₹24,000
Current • ₹96,000
Build and scale AI-powered financial experiences with plug-and-play REST APIs, real-time webhooks, and unified virtual accounts — all through one secure layer.
Explore API Banking
Open API
Webhook Intelligence
SDKs
Automate spend, payments, tax, and sustainability with AI, so your finance team can focus on growth, not grunt work.
Explore API BankingBecause financial operations deserve more than promises — they need proof. Explore how our AI-powered banking platform delivers at scale.
Manage 30+ banks from one AI-powered dashboard with real-time visibility and instant updates.
Disburse funds via NEFT, RTGS, IMPS or UPI — all routed intelligently for speed and success.
AI-powered matching with 99%+ accuracy so finance teams close books faster, with zero manual errors.
Issue physical or virtual corporate cards instantly, with built-in limits, merchant locks and live expense tracking.
Pay 100+ billers in one place. Schedule, track and manage recurring payments without missing a beat.
Automate GST/TDS categorization and reconcile GSTR filing in minutes, not days.
Manage 30+ banks from one AI dashboard with real-time visibility and instant updates.
Process thousands of vendor and employee payments in a single click, with complete accuracy every time.
Automatically match transactions across every connected bank account without any manual effort.
Issue and manage corporate cards with custom spending limits and live transaction tracking.
Pay all your business utility bills through a single BBPS-enabled platform, on time, every time.
Automate GST and TDS calculations for error-free, always on-time tax filing.
REST APIs, SDKs, and developer tools designed for clarity, compliance, and scale — letting AI-first teams move fast without losing control.
Sandbox Stage Production in 24 Hours
Open API Reference
Webhook Intelligence
SDKs for every stack
Ready-to-run curl Snippets
From e-commerce to real estate — see how businesses across India use CGPEY's AI-powered banking APIs to automate payments, payouts, and reconciliation.
From checkout to settlement in minutes, not days.
Assign unique VAs to every merchant for instant payment identification.
Reconcile marketplace settlements automatically, with 99%+ accuracy.
Trigger automated settlements with custom logic and instant confirmation.
From dispatch to delivery, payments that move as fast as your fleet.
Disburse 10,000+ payments daily through unified APIs with zero delays.
Restrict usage by merchant category to prevent misuse and track every spend.
Enable on-ground cash and UPI collections via QR or Soundbox with instant settlement.
Subscription billing and payouts that scale with every signup.
Identify and track renewals automatically.
Instant refunds with audit logs.
Reduce failed charges and improve cash flow.
Turn purchase orders into payments without the paperwork.
Identify incoming payments per vendor.
Auto-generate reconciliation-ready invoices.
Faster settlements to suppliers.
One dashboard for every outlet's collections and payouts.
Identify transactions per outlet.
Match POS and bank deposits automatically.
Automate franchise payouts with instant confirmation.
From booking amount to final settlement, fully tracked.
Track payments for each buyer.
Auto-track payments per project stage.
Automate payouts with approval hierarchies.
Experience effortless growth and efficiency as our AI-powered fintech platform simplifies your payment, payout, and reconciliation workflows.
Meet India's AI finance assistant built for real business workflows. Ask questions in English, Hindi, or voice and get real-time insights, approvals, and actions directly on WhatsApp.
Automate once, scale forever. Create logic-based workflows that manage payments, approvals, and reconciliation — no manual touchpoints needed.
The first connected banking platform with built-in carbon intelligence. Track your financial and environmental impact together, and generate ESG reports automatically.
Designed with the same rigour as the banks you rely on. Every transaction is encrypted. Every system is fortified.
International standard for information security
Payment Card Industry Data Security Standard
Bank-grade SSL encryption for all data
Multi-factor authentication on all accounts
Redundant infrastructure with failover
Real-time threat detection and response