Home Employment Verification Employment Default Check
Employment Verification API

Employment Default Check

Check EPFO default history, employer non-compliance flags, and payment defaults to protect your organization from hiring risk.

<3sAvg response
99.9%Uptime SLA
EPFOOfficial source
Employment Default Check CLEAR
Employee DefaultNONE
Employer DefaultsNONE
Compliance Flags0
Risk LevelLOW
ISO 27001 Certified 256-bit Encryption Real-Time Response REST & SDK Support Made in India
Overview

What is Employment Default Check?

A real-time API that surfaces EPFO default history, employer non-compliance, and PF payment gaps — helping you avoid hiring risks and financial exposure.

Default Detection

Identify employees or employers with historical EPFO defaults and non-compliance.

History Lookback

Get visibility into months of default, gaps, and reinstated contributions.

Risk Scoring

Receive a low/medium/high risk rating to inform your hiring decision.

Key Benefits

Hire With Confidence

Better Quality Hires

Avoid candidates with a track record of PF defaults and non-compliance.

Regulatory Protection

Reduce legal and compliance exposure by screening at the source.

Fast Decisioning

Get risk flags in seconds, integrate into your BGV stack quickly.

Audit Trail

Every check is logged with consent for compliance purposes.

Use Cases

Where It Shines

Hiring & BGV
BFSI Compliance
Loan Underwriting
Vendor Onboarding
How It Works

Three Steps to Integration

From sandbox to production in under 24 hours — no paperwork, no waiting.

1

Get API Key

Free sandbox � instant activation.

2

Run Check

POST UAN and get default history and risk flags.

3

Go Live

Production within 24 hours.

Sample Request

Deep Visibility in One Call

POST /v1/employment/default/check
// Request curl -X POST "https://api.cgpey.com/v1/employment/default/check" \ -H "Authorization: Bearer YOUR_API_KEY" \ -H "Content-Type: application/json" \ -d '{ "uan": "100123456789", "consent_id": "CNT_abc123" }' // Response { "status": "success", "data": { "employee_default": false, "employer_defaults": [], "compliance_flags": 0, "risk_level": "LOW" } }
FAQ

Frequently Asked Questions

Failure by an employer or member to pay PF contributions on time — an indicator of compliance and financial discipline.
No — it complements your BGV. It provides an additional independent signal for risk assessment.
Default events, months of default, employer compliance flags, and an overall risk level.
Yes — DPDP-compliant consent is mandatory. Our API documents the consent workflow.

Ready to integrate?

Get your sandbox credentials in seconds. Talk to our team to go live in production within 24 hours.