CGPEY International Pvt. Ltd. is committed to maintaining the highest standards of Anti-Money Laundering (AML) and Know Your Customer (KYC) compliance. This policy explains how we verify customers, monitor transactions, and report suspicious activity.
We follow a risk-based approach to prevent money laundering, terrorist financing, and financial crime across every product we offer.
Every customer is verified using government-authorised identity documents before onboarding, as per applicable KYC norms.
Customers and transactions are categorised by risk. High-risk profiles are subject to enhanced due diligence.
All transactions are monitored in real time for unusual patterns, structuring, or suspicious activity.
KYC records and transaction data are retained securely for the statutory period, as required by regulators.
We report suspicious transactions to the relevant authorities as mandated by anti-money laundering regulations.
Our team undergoes regular training on AML, KYC, and sanctions compliance, with oversight from our designated Principal Officer.
A clear, tiered KYC process designed to protect both our customers and the financial system while keeping onboarding smooth.
Government-issued ID documents such as Aadhaar, PAN, Passport, or Voter ID are verified via authorised sources.
Permanent and current addresses are validated using approved documents and digital address verification tools.
For business accounts, we verify GSTIN, Udyam, CIN, and director details through official registries.
We identify and verify the ultimate beneficial owners of business entities as per applicable regulations.
Every customer is screened against global sanctions lists and Politically Exposed Person databases before onboarding.
KYC data is refreshed periodically based on the customer risk category, ensuring ongoing compliance.
This policy establishes CGPEY's commitment to preventing money laundering, terrorist financing, and other financial crimes across all products and services.
Our AML and KYC practices align with the Prevention of Money Laundering Act (PMLA), RBI guidelines, and applicable rules issued by relevant financial sector regulators.
We perform Customer Due Diligence (CDD) on all customers, and Enhanced Due Diligence (EDD) for high-risk categories, PEPs, and non-face-to-face onboarding.
Transactions are monitored in real time using rule-based and AI-driven systems to detect structuring, unusual volumes, and suspicious patterns.
Suspicious transactions are reported to the Financial Intelligence Unit (FIU-IND) and other competent authorities as required by law. Reporting details are strictly confidential.
All KYC data is stored securely, encrypted in transit and at rest, and accessed only by authorised personnel under strict controls.
CGPEY reserves the right to refuse, suspend, or terminate services in case of KYC failure, suspected money laundering, or breach of this policy.
Write to our Compliance Officer at compliance@cgpey.com for any AML or KYC related enquiries.
Reach out to our compliance team for KYC documentation, AML clarifications, or regulatory enquiries.