INDUSTRY SOLUTIONS

Payment Infrastructure for Real Estate

Structured payment workflows and contractor automation. Built for developers and construction companies managing project-based payment operations through secure payment technology.

Solution Real Estate Hero Image
The Challenge

Problems We Solve

Every additional outlet adds another terminal, another acquirer and another gap between what was collected and what actually lands in the bank.

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Buyer Payment Tracking

Tracking EMI, milestone, and ad-hoc payments from hundreds of buyers across multiple projects without automated mapping is chaotic

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Milestone-Based Complexity

Construction projects require payment collection tied to completion milestones, with RERA compliance adding regulatory complexity

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Contractor Payment Bottlenecks

Processing payments to subcontractors, material suppliers, and labour requires multi-level approvals and TDS management

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Escrow & RERA Compliance

Managing RERA-mandated escrow accounts, fund utilisation tracking, and regulatory reporting is operationally intensive

The CGPEY Advantage

How We Solve It for Real Estate & Construction

Experience effortless growth and efficiency as our platform simplifies your workflows and empowers your business.

Per-unit tracking

Unit-Wise Virtual Accounts

Assign dedicated virtual accounts through licensed banking partners to each buyer or unit for automatic payment identification, enabling separate tracking of EMI, milestone, and additional payments

Auto-trigger collections

Milestone-Based Reconciliation

Automatically track payments against project milestones, generate completion certificates, and automate the next payment workflow based on predefined project milestones

Multi-level approvals

Contractor Payment Automation

Automate subcontractor and vendor payout workflows with multi-level approval hierarchies, auto-TDS deduction, and scheduled payout instructions through licensed banking partners

Compliance-ready

RERA-Ready Reporting

Track escrow account utilisation data from licensed banking partners, generate RERA-compliant reports, and maintain audit trails for regulatory submissions

Result

Measurable Impact

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better at 40%
Payment Workflow Efficiency
Payment Reconciliation Icon
99%+
Payment Reconciliation Accuracy
Processing Cost Icon
80% less
Processing Time
Compliance Score Icon
100%
RERA Compliance

Ready to transform Manufacturing & Trading payments?

Get started with CGPEY in minutes. Our APIs are designed for fast integration with dedicated support for your industry.

Related Resources

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Case Studies

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API Documentation

Developer guides for integrating CGPEY into your industry workflows

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Fintech Infrastructure for Real Estate Businesses

Real Estate businesses need payment workflows that connect collections, payouts, reconciliation, and financial visibility without adding unnecessary operational complexity. CGPEY provides API-led fintech infrastructure to help teams build these workflows into existing products and internal systems.

From payment acceptance and account-based collections to automated payouts and reconciliation, the platform can help reduce manual finance work and create more consistent transaction processes. AI and automation can be introduced where they improve operational efficiency, while business teams retain control over critical financial actions.

Use this solution to explore practical payment and banking workflows for real estate companies, including common operational challenges and the infrastructure available to address them.

Real estate platforms can use AI-assisted workflows to organise property and customer information, identify patterns across onboarding data, support document-heavy processes, and prioritise exceptions for review. Integrated with verification and payment infrastructure, these capabilities can reduce repetitive operational work without removing human control from important decisions.