Enable checkout integrations, seller payment workflows, automated reconciliation, and payout orchestration for high-volume marketplaces through licensed banking and payment partners.
Every additional outlet adds another terminal, another acquirer and another gap between what was collected and what actually lands in the bank.
Manual settlement processes delay seller payouts by 3-7 days, leading to seller churn and cash flow issues across the marketplace
Matching thousands of daily transactions across payment gateways, bank accounts, and seller ledgers takes days of manual effort
Splitting payments between sellers, platform fees, and logistics partners across multiple payment modes is error-prone and slow
Managing GST on commissions, TDS deductions, and RBI guidelines for marketplace payments adds operational overhead
Experience effortless growth and efficiency as our platform simplifies your workflows and empowers your business.
Assign unique virtual accounts to every seller for streamlined payment identification and automated settlement workflows through licensed banking partners
AI-powered reconciliation matches marketplace settlements automatically with 99%+ accuracy, reducing accounting close time from days to hours
Trigger automated payout workflows with custom logic—including commission deduction, GST calculation, and bank transfer instructions through licensed banking partners using a single API
Monitor every transaction, settlement workflow, and payout status in real time with granular filters, export options, and webhook notifications
Get started with CGPEY in minutes. Our APIs are designed for fast integration with dedicated support for your industry.
Explore the full suite of payment infrastructure products powering these solutions
Learn moreE-Commerce businesses need payment workflows that connect collections, payouts, reconciliation, and financial visibility without adding unnecessary operational complexity. CGPEY provides API-led fintech infrastructure to help teams build these workflows into existing products and internal systems.
From payment acceptance and account-based collections to automated payouts and reconciliation, the platform can help reduce manual finance work and create more consistent transaction processes. AI and automation can be introduced where they improve operational efficiency, while business teams retain control over critical financial actions.
Use this solution to explore practical payment and banking workflows for e-commerce companies, including common operational challenges and the infrastructure available to address them.
For ecommerce businesses, AI-assisted automation can help analyse customer and transaction signals, personalise journeys, identify unusual activity, and streamline repetitive verification or support workflows. Combined with payment APIs and risk controls, AI can help teams build more responsive digital commerce operations with clear human oversight.