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Identity Verification API

PAN Name & DOB Match API

Instantly match a user's name and date of birth against their PAN record. Perfect for silent KYC, fraud prevention, and high-volume onboarding flows.

<1sAvg response
99.9%Uptime SLA
FuzzyMatch scoring
PAN Name DoB Match MATCHED
PANABCDE1234F
Name Match Score98.7%
DOB MatchEXACT
OverallPASS
ISO 27001 Certified 256-bit Encryption Real-Time Response REST & SDK Support Made in India
Overview

What is PAN Name DoB Match?

A silent KYC API that verifies whether the name and DOB a user submits match the official PAN record — without any OTP or user friction.

Silent KYC

No OTP, no user intervention — verify identity without adding friction to your flow.

Fuzzy Match Scoring

Get a match confidence score (0–100) to decide your own auto-approve threshold.

High Volume

Verify lakhs of records daily with consistent sub-second response times.

Key Benefits

Frictionless, Compliant Verification

Zero User Friction

No OTPs or redirects — verify inside your existing onboarding flow.

Fraud Reduction

Catch mismatched names and DOBs before accounts are created.

Custom Thresholds

Set your own match thresholds to balance risk vs. conversion.

Sub-Second Response

Optimised for real-time flows, mobile apps, and high-concurrency systems.

Use Cases

Where It Shines

Instant Onboarding
Fraud Prevention
Card Issuance
Wallet KYC
How It Works

Three Steps to Integration

From sandbox to production in under 24 hours — no paperwork, no waiting.

1

Get API Key

Free sandbox in under a minute.

2

Send Name+DOB

Single POST with PAN, name, and DOB. Get match score back.

3

Go Live

Production within 24 hours with full support.

Sample Request

Silent KYC in One Call

POST /v1/identity/pan/match
// Request curl -X POST "https://api.cgpey.com/v1/identity/pan/match" \ -H "Authorization: Bearer YOUR_API_KEY" \ -H "Content-Type: application/json" \ -d '{ "pan": "ABCDE1234F", "name": "Rahul Sharma", "dob": "1990-08-15" }' // Response { "status": "success", "data": { "name_match_score": 98.7, "dob_match": "EXACT", "overall_result": "PASS" } }
FAQ

Frequently Asked Questions

Yes — user consent is still required for KYC. Our API simplifies verification but does not replace the consent step.
Typically 85%+ is safe to auto-approve, 70–85% can be flagged for review, and below 70% is usually a fail.
Yes — sub-second average response. Perfect for mobile-first onboarding flows.
Yes, batch endpoint is available with async webhook callbacks.

Ready to integrate?

Get your sandbox credentials in seconds. Talk to our team to go live in production within 24 hours.