Unified payments for your stores, restaurants and online channels. Accept, reconcile and manage all your transactions with one powerful platform — built for multi-location businesses.
Every additional outlet adds another terminal, another acquirer and another gap between what was collected and what actually lands in the bank.
Each outlet has different payment terminals, acquirers, and bank accounts — making consolidated reporting nearly impossible
Matching POS terminal settlements with bank deposits across hundreds of outlets is a daily multi-hour manual exercise
Calculating and disbursing franchise royalties, marketing fund contributions, and profit shares requires complex manual workflows
No single view of collections, refunds, and cash flow across all outlets in real-time leads to delayed decision-making
Experience effortless growth and efficiency as our platform simplifies your workflows and empowers your business.
Assign unique virtual accounts to each outlet through licensed banking partners for automatic transaction identification, enabling store-wise P&L tracking without manual tagging
Automatically match POS terminal settlements with bank deposits across all outlets with exception alerts for mismatches
Automate franchise settlement workflows with configurable royalty rules, marketing fund deductions, and scheduled payout instructions through licensed banking partners
Real-time visibility into collections, refund status, and cash positions across every outlet from a single unified dashboard
Get started with CGPEY in minutes. Our APIs are designed for fast integration with dedicated support for your industry.
Explore the full suite of payment infrastructure products powering these solutions
Learn moreRetail Restaurant Chains businesses need payment workflows that connect collections, payouts, reconciliation, and financial visibility without adding unnecessary operational complexity. CGPEY provides API-led fintech infrastructure to help teams build these workflows into existing products and internal systems.
From payment acceptance and account-based collections to automated payouts and reconciliation, the platform can help reduce manual finance work and create more consistent transaction processes. AI and automation can be introduced where they improve operational efficiency, while business teams retain control over critical financial actions.
Use this solution to explore practical payment and banking workflows for retail restaurant chains companies, including common operational challenges and the infrastructure available to address them.
In retail, AI-assisted workflows can support customer segmentation, transaction monitoring, personalised experiences, inventory-related insights, and exception handling. When combined with payment and verification APIs, these capabilities can help retail teams automate repetitive tasks while keeping human review available for sensitive or high-impact decisions.